Courtesy Car Insurance
People who are completely dependent on their car must see into the alternatives for having another car in case this one goes out of condition. Incidentally, if you are in an accident or your car breaks down and it takes time to have it repaired, you must have another car. Besides, if you car has been completely wrecked or lost through robbery, you require a car until you can buy another one. It may not be possible to always prevail on your colleagues, relatives or friends to give you a lift. Also, it can be difficult to make use of public transport if you are living in some "out of the way" or remote location. Often your car dealer might offer you the privilege of a courtesy car.
Since you cannot drive in UK without insurance you must see to it that a courtesy car is included in your annual insurance policy. If you have not included this stipulation in your insurance or your insurance company does not offer the provision of courtesy car as part of the deal, you can take out a Courtesy Car Insurance when the need arises.
Why Courtesy Car Insurance Often becomes Necessary Even if You Have another Policy
- Usually, courtesy cars are included in the deal only with Fully Comprehensive Policy. It is not really a part of Third Party Fire and Theft Policy or of Third Party Only Policy.
- Sometimes, your insurer may have stated that courtesy car will be provided if there is a vehicle to be had. If you need courtesy car during some prime time there is the chance that it is available only for part time or even not at all.
- The duration for which you need this car can be even for weeks/months. Your other policy may have a particular time limit for courtesy cars like a fortnight perchance.
- Even if you have been assured of getting a like-for-like car, it may not be probable since cars of similar model, size, colours or other additional are frequently not available.
There are many reputable insurance companies from which you can acquire Courtesy Car Insurance at CarInsuranceClassic.co.uk. If you take out this cover you can get the replacement or courtesy car.
Advantages of Courtesy Car Insurance
- Duration for which you get this Courtesy Car Insurance can exceed the two weeks, when essential. You will have to pay the additional amount although you can get it at preferential rates.
- You may even get a like-for-like car (of same size for both engine and car) to an upper limit of 1800 cc. (For vans the maximum limit is 3.50 GVW).
- Besides you, other named motorists in the Courtesy Car Insurance can also drive your courtesy car, if everyone has their own full license.
- Many of the insurance companies with us have numerous delivery centres to provide speedy service to their clientele.
- If you are in need of any extra equipment it will be made available, sometimes for an extra amount for the extra equipments.
